EPF Calculator

Under this scheme, members can invest not more than 20% of their credit in excess of Basic Savings in Account 1. The minimum amount of savings that can be withdrawn is RM 1,000 and can be made at intervals of three months from the date of the last transfer, subject to the availability of the Basic Savings required in Account 1.

Estimated amount is just a guide as to how much is eligible for investment withdrawal. The actual amount can be obtained from the nearest EPF counters. 

Required Basic Savings In Account 1

Age (Years)	Basic Savings (RM)	Age (Years)	Basic Saving (RM)
18	1,000	37	34,000
19	2,000	38	37,000
20	3,000	39	41,000
21	4,000	40	44,000
22	5,000	41	48,000
23	7,000	42	51,000
24	8,000	43	55,000
25	9,000	44	59,000
26	11,000	45	64,000
27	12,000	46	68,000
28	14,000	47	73,000
29	16,000	48	78,000
30	18,000	49	84,000
31	20,000	50	90,000
32	22,000	51	96,000
33	24,000	52	102,000
34	26,000	53	109,000
35	29,000	54	116,000
36	32,000	55	120,000

Some Examples To Compute The Allowable Investment Amount

Member	Age	Savings In Account 1 (RM)	Basic Savings (RM)	Computation: Savings In Account 1- Basic Savings x 20%	Member's Eligibility
A	22	4,000	5,000	-	Not qualified as the savings is lesser than the basic savings required.
B	22	8,000	5,000	8,000 - 5,000) x 20% = RM600	Not qualified as the savings is lesser than required minimum investment amount of RM 1,000.
C	25	20,000	9,000	(20,000 - 9,000) x 20% = RM2,200	Qualified as the savings is more than the basic savings and minimum limit.
D	40	40,000	44,000	-	Not qualified as the savings is lesser than the basic savings required.
E	45	100,000	64,000	(100,000 - 64,000) x 20% = RM7,200	Qualified as the savings is more than the basic savings and minimum limit.