Research & Evaluation

Get the facts before you act.

When you’re evaluating a unit trust fund because you’re thinking of buying or you’re evaluating whether to continue to hold it in your portfolio, there are some big-picture issues for you to consider.

1. is the fund’s investment objective in line with your objective?
2. will the fund help to diversify your investment portfolio.
3. how does the fund compare with other funds of the same category and objective
   
   
   
    Fund Prospectus:
   
   The Securities Commission (SC) requires all unit trust funds to provide a prospectus to all potential investors. Investors are advised to read and understand the contents of the prospectus.
   The Prospectus must explain and give information on the fund including: 
   
   
   • the fund objective,
   • the investment strategy to follow to achieve its' objective,
   • fees and charges of the fund,
   • income distribution policy,
   • switching policy and redemption charges,
   • investment risks involved,
   • how to buy, sell or switch units of the fund,
   • the fund manager and its financial performance,
   • the trustee, its' roles and responsibilities.
   While a prospectus provides all the details of a fund, it also tries to portray the fund in the best possible terms. Smart investors will also use other resources to research the fund and the managers' past performance records before they making an informed decision.